Woo-Hoo!! I just checked my online bank account, and we got our Federal Refund today! It's for $2400!!!! That's $600 for Phil, $600 for moi, and $300 for each of our kiddos. I think I will start a savings account for the kids with their $300 each. The money Phil and I receive will come in very handy paying for the 3 trips to MD we've taken or are about to take, and also for car expenses. Thanks America!